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Do You Feel Like the Economy Is Getting Better?

SavvySugar — Thu, 19 Nov 2009 06:00:15 -0800

Word on the street is that the worst of the recession is over. Federal Reserve Chairman Ben Bernanke declared as much in mid-September, and the economy actually grew instead of shrinking in the third quarter of this year. So, in theory, things should be on the upswing.

But firsthand experience tells us maybe not so much. Consumer spending is down over last year as we all try to keep our holiday spending in check, and there hasn’t been much new job creation.

In fact, I’m still hearing stories from friends, state employees in particular, who are experiencing layoffs, pay cuts, and involuntary furloughs. What has your personal experience been?

Your Two Cents: Is There Room in Your Holiday Budget For Charity?

SavvySugar — Thu, 12 Nov 2009 06:00:58 -0800

The holiday season isn't just about gift-giving - even while the budget may be stretched, it's also the time of year to give to charity. It's no secret that things are tight this year. The recession is changing the way we holiday shop, but is it also changing our philanthropic spirit of giving for a good cause?

Apparently so. Charitable foundations and organizations throughout the country are suffering from a lack of funds - the size of charitable giving just isn't sizable enough. Nonprofits, especially on the local level, are dealing with some serious cutbacks in their budgets, thanks to an economic climate that makes giving to a cause more of a luxury than it used to be. Where organizations used to rely on the generosity of philanthropic donors, they are now turning to the government for aid.

It's unfortunate, but while philanthropy is still a valued cause for giving, there are many who just may not be able to offer support this year. Of course, there are other ways to help out - volunteering, for one - but I'm curious: Is writing a check for charity out of the question this holiday season? Or are you still making room in your budget for a charitable donation?

Say What? Recession or No, Women Love Their Sex Toys!

TresSugar — Mon, 09 Nov 2009 14:00:00 -0800

"[Y]eah, money's tight. If people are going to spend their dollars, they want to know it's a good product. People are staying home more, so we've directed more marketing efforts toward cheap date nights - for the price of a movie and dinner, buy a vibrator, stay home and have fun."

- Good Vibrations rep Jackie Strano, responding to a question about what the sex business is like during the recession. Good Vibrations is a popular woman-friendly adult sex toy store in San Francisco, CA.

Photo by Alejandro Martínez-Cabrera

Smarter Eats: Use Chalkboard Labels on Jars

FitSugar — Mon, 02 Nov 2009 10:30:28 -0800

Take a peek into my kitchen cabinet for a healthy eating tip. If you can't tell from the picture those are jars with chalkboard labels. I've been using them for almost a year now and for two good reasons: health and money.

I love nuts but find that it can be easy to eat too many at one sitting. I use the chalkboard labels to remind myself of the nutritional breakdown of the stored nut and its serving size. For instance, on my almond jar I've written 20 almonds equal 180 calories, 14g fat, 7g protein, and 6g carbs. This method has been a really great way to keep me from overindulging.

Having these jars is also an incentive to buy from the bulk aisle. Most food, especially organic, is cheaper when purchased in bulk. Plus buying in bulk cuts down on wasteful packaging, and I don't confuse things that look alike. The labels create an easy way to remember cooking ratios - if I'm storing a whole grain or beans, I write the name of the grain and the ratio of the grain to how much liquid it needs to cook.

You can either buy chalkboard jars for cheap or make your own using chalkboard paint. As an alternative you can use paper or sticky labels but using the chalkboard method helps cuts down on waste.

Get the Most Nutrition For Your Dollar

FitSugar — Fri, 30 Oct 2009 11:15:08 -0700

It can be hard to find healthy foods that don't break the bank - as I've mentioned before, nutrition often comes with a high price tag. A new tool may be what consumers need to find the biggest health bang for their buck.

The Affordable Nutrition Index (ANI) is a rating system that evaluates food based on its health and price value, and over 300 foods were evaluated and given a nutrition-value-per-dollar score. Basically the ANI is a list that lets consumers know what items are the most nutritious while also having the smallest price tag.

The food scores were based on the levels of nine essential nutrients - protein, fiber, iron, calcium, potassium, magnesium, and vitamins A, C, and E - and what to avoid - saturated fat, added sugars, and sodium.

To see which foods ranked high on the ANI, read more.

Though the complete list has not been released, highlights of it were introduced at the American Dietetic Association's Food and Nutrition Conference and Expo:

Carrots, sweet potatoes, and broccoli are at the top of the ANI scale. Other veggies that rank high are peas, string beans, squash, and lettuce.
Oranges and bananas are the top fruits, while raspberries, blackberries, strawberries, grapes, nectarines, and apples also rank high.
Vegetable soups especially of the low-sodium variety are also seen as being good values.

All You Can Eat - Recession Buster or Fat Maker?

FitSugar — Thu, 29 Oct 2009 03:00:15 -0700

Taybarns restaurant is introducing a new dining concept to the English - all you can eat. It's nothing we haven't seen in the United States. We have all-you-can-eat baked potato and pizza bars, endless breadsticks and salad, and the kind of buffets that would make Elvis weep if he was still kickin' it in Vegas.

The Taybarns message is clear: "Enjoy as much as you like, as many times as you like. All for one fixed price!" That fixed price gives you a 111-foot counter filled with pizza, Chinese food, carving stations, fry stations, desserts, and more. The English are going crazy for the buffet-style chain, and while neighboring restaurants continue to close, Taybarns is on the up.

During tough economic times, giving people the most bang for their buck seems like a smart business model, but at what cost? As reported by the BBC, not everyone likes Taybarns. They think the chain encourages unhealthy eating habits and will cause England's collective waistline to expand.

It's a common argument, and one that's been batting around in the US for some time. Is it the fault of (insert any fast food giant here), or does the responsibility fall on the individual? Does walking into Taybarns rob a human of their free will, and why isn't healthy food more accessible to the masses?

Would You Barter to Get What You Want?

SavvySugar — Tue, 27 Oct 2009 12:00:36 -0700

Old-school savings are back in a big way. The recession has created a new generation of coupon clippers and deal hunters. But, it's not just about groceries and retail - even on big items, like home renovation. There's a trick to saving: try bartering.

I'll admit, the idea of bartering seemed a little beyond me - not just a retro throwback, but more like a nod to the real olden days. In actuality, bartering today is surprisingly sophisticated - and can get you a lot more than you might imagine. For instance, Camille Tominaro, whose vacation home needed a little renovation, used a little bartering innovation to get the job done. She posted her bartering proposal - a free vacation stay in her home, in exchange for the construction and improvements on the house - on Craigslist, and voila! Painters and carpenters responded to the add, did the work, and enjoyed their stay in the newly renovated house, as agreed upon.

Obviously, just as you would during a monetary transaction, be mindful of who you're trading with, look for references, and as a precaution, keep it local when you're trading services. So, what do you think? Would you try bartering as a saving solution?

Is Your Car's Brand a Part of Your Identity?

SavvySugar — Thu, 22 Oct 2009 06:00:48 -0700

Thanks to the recession, consumers are questioning their brand loyalty for just about everything. People who once faithfully bought one brand of paper towels or detergent are switching to lower-cost, generic versions to save money. These brand name concessions seem small, but what if the downturn coincided with your time to buy a new car - could you be faithful to your brand of choice?

Sure, when it comes down to it, a car is just a car - it gets you from point A to point B, and so, serves its purpose. Still, others would argue that, today, cars aren't just the things we drive - they become extensions and statements of who we are and what we believe. To a certain extent, some might view their car's brand with the same staunch loyalty with which they view their political party affiliation.

Still, over the course of the past year, this is all changing. Only about 20 percent of car shoppers stayed with the same brand when they purchased a new vehicle, whereas in the past, nearly four out of five American car shoppers were faithful to their car brand as repeat customers for years - or even across generations. So, tell me, how much does your car's brand matter to you?

7 Small Ways to Save Big When You Eat Out

SavvySugar — Fri, 16 Oct 2009 08:30:19 -0700

People are definitely eating differently thanks to the recession. But cutting food costs doesn't mean you still can't enjoy eating out. Tough times for consumers means empty tables at restaurants - and to fill them, restaurants are making menu changes and slashing prices, or offering discounts. Just take a look at how you can save on your next meal out.

View Slideshow ›

Study: Employers Think Recession Has Caused Fake Sick Days

SavvySugar — Mon, 12 Oct 2009 12:00:33 -0700

Is the recession making workers sick? All signs point to yes - at least where attendance records are concerned. CareerBuilder’s annual survey on absenteeism says one-third of workers have skipped work when they were feeling fine at least once this year. Twenty-eight percent of employers think more employees are absent with fake excuses due to increased stress and burnout due to the recession.

The nationwide survey suggests many employees are using sick days for mental health days, but more than one in 10 workers who played hooky admitted to calling in sick because of something work-related. Reasons include wanting to miss a meeting, give themselves some more time to work on a project, or avoid a boss, colleague, or client. To see some of the most unusual excuses employees gave for missing work, read more.

I got sunburned at a nude beach and can’t wear clothes.

I woke up in Canada.

I got caught selling an alligator.

My buddies locked me in the trunk of an abandoned car after a weekend of drinking.

My mom said I was not allowed to go to work today.

A bee flew in my mouth.

I’m just not into it today.

I accidentally hit a nun with my motorcycle.

A random person threw poison ivy in my face and now I have a rash.

I’m convinced my spouse is having an affair and I’m staying home to catch them.

I was injured chasing a seagull.

I have a headache from eating hot peppers.

Have you ever made up a wacky excuse to get out of work this year?